Finding affordable car insurance can be a challenge, but there are several things you can do to reduce your premiums:

1. Compare quotes from multiple providers: Get quotes from at least three different insurance companies to compare coverage and prices.

2. Increase your deductible: Choosing a higher deductible can lower your monthly premiums, but you'll have to pay more out of pocket if you get into an accident.

3. Consider your car's value: If you have an older car with a low value, you may not need collision or comprehensive coverage, which can lower your premiums.

4. Look for discounts: Many insurance companies offer discounts for things like good driving habits, multiple cars on one policy, or having safety features in your car.

5. Maintain a good driving record: Avoid accidents and traffic violations to keep your insurance premiums low.

6. Pay your premiums in full: Some insurance companies offer discounts for paying your premiums in full rather than in monthly installments.

7. Review your coverage regularly: As your life circumstances change, you may need to adjust your coverage to ensure you have the right amount of protection at the best price.

Remember that the cheapest insurance policy may not always be the best option for you. Make sure you understand the coverage you're getting and choose a policy that meets your needs and budget.