Auto insurance is a type of insurance that provides financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents involving automobiles. Auto insurance policies typically include various types of coverage, such as liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage.

Liability coverage is the most basic form of auto insurance and provides protection against claims by other parties for injuries or damages that you may cause to them in an accident. Collision coverage pays for damages to your own vehicle in the event of a collision, regardless of who is at fault. Comprehensive coverage provides protection against damages to your vehicle that occur outside of a collision, such as theft, vandalism, or natural disasters.

Personal injury protection covers medical expenses and lost wages for you and your passengers in the event of an accident, regardless of who is at fault. Uninsured/underinsured motorist coverage provides protection in the event that you are involved in an accident with a driver who either has no insurance or has insufficient insurance to cover your damages.

Auto insurance is typically required by law in most states in the US and other countries. The cost of auto insurance can vary widely depending on a variety of factors, such as the type of vehicle being insured, the driver's age and driving record, and the location of the insured vehicle.