A Credit Authorizer is responsible for evaluating credit applications and determining whether or not to approve them. They are typically employed by banks, credit card companies, and other financial institutions. The job duties of a Credit Authorizer may vary depending on the company they work for, but typically include:

1. Reviewing credit applications: The primary responsibility of a Credit Authorizer is to review credit applications to determine the applicant's creditworthiness.

2. Verifying information: The Credit Authorizer must verify the information provided in the credit application, such as employment history, income, and credit history.

3. Assessing risk: Based on the information provided, the Credit Authorizer must determine the level of risk associated with the applicant and make a decision on whether or not to approve the credit application.

4. Following policies and procedures: The Credit Authorizer must follow company policies and procedures when evaluating credit applications.

5. Communicating with applicants: The Credit Authorizer may need to communicate with applicants to request additional information or clarify information provided in the credit application.

6. Maintaining records: The Credit Authorizer must maintain accurate records of credit applications and decisions made.

7. Collaborating with other departments: The Credit Authorizer may need to work with other departments, such as collections or fraud prevention, to resolve issues related to credit applications.

8. Staying up-to-date with industry trends: The Credit Authorizer must stay up-to-date with industry trends and changes in regulations that may affect the credit evaluation process.

Overall, the job of a Credit Authorizer requires attention to detail, strong analytical skills, and the ability to make decisions based on complex information. It is a critical role in ensuring that financial institutions are making sound lending decisions that will benefit both the institution and the borrower.