Homeowners insurance is a type of insurance that provides financial protection for your home and its contents in the event of damage, theft, or loss. This type of insurance can cover a wide range of perils, including fire, theft, vandalism, and natural disasters such as hurricanes, tornadoes, and earthquakes.

Homeowners insurance typically includes coverage for the structure of your home, as well as any detached structures such as garages or sheds. It can also provide coverage for your personal belongings, liability protection in case someone is injured on your property, and additional living expenses if you are unable to stay in your home due to damage.

When purchasing homeowners insurance, it is important to consider the amount of coverage you need, the deductible you are willing to pay, and any exclusions or limitations in the policy. It is also a good idea to shop around and compare quotes from multiple insurance providers to find the best coverage and rates for your needs.